Marina runs into Margo in the lobby and warns her about the monster upstairs with her friends.
Penny and Quentin wait for Penny's old counterfeiter friend Frankie.
Frankie works on the counterfeit magic black card in the back of his van.
Kady talks to Penny about her other identity not relying on others while they search for someone with a magic black card.
Penny flirts with Beatrice McAllister to distract her while Kady steals her magic black card.
Kady and Penny use terrible disguises and their lucky counterfeit black card to get coins from the bank.
Phyllis watches as Santa's sleigh flies overhead.